Website Terms and Conditions

Please read these terms and conditions (“Terms”) carefully before using this website.

eqwire.com (“the Website”) belongs to Eqwire UK Limited (hereinafter referred to as the “Company”
or “eqwire”), which operates the Website, manages all the data on it, and owns the Website. Eqwire
UK Limited is a company registered in England and Wales under company registration number
12533411 with the registered office address at 51 Eastcheap, London, England EC3M 1DT, which
operates and provides its services under the “eqwire” tradename.

These Terms (together with the documents referred to in it) outline the terms of use of our website.
The use of our website includes accessing, browsing, or registering to use our website.

In these Terms, “we“, “us“, and “our” (and other similar terms) mean Eqwire UK Limited.

We reserve the right at any time, in our sole discretion, to make any changes to these Terms. Any
changes will be notified to you by publishing the revised Terms on this Website. By continuing to use
the Website after such publication, you agree to be bound by such changes.

Please read these terms of use (and the documents referred to in, including our Privacy Policy) carefully
before you start to use our Website, as these will apply to your use of our Website.

By using our Website, you confirm that you accept these Terms and that you agree to comply with
them. If you do not agree to these Terms, you must not use our Website.

For the purposes of these Terms and Conditions:

• “Device” means any device that can access the Website, such as a computer, mobile phone, or a
  digital tablet.
• “Terms and Conditions” (also referred to as “Terms”) mean these Terms and Conditions that form
  the entire agreement between You and the Company regarding the use of the Website.
• You means the individual accessing or using the Website or the legal entity on behalf of which
  such individual is accessing or using the Website, as applicable.

These are the Terms and Conditions governing the use of this Website and the agreement that
operates between You and the Company. These Terms and Conditions set out the rights and
obligations of all users regarding the use of the Website.

Your access to and use of the Website is conditioned on Your acceptance of and compliance with these
Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access
or use the Website.

By accessing or using the Website, you agree to be bound by these Terms and Conditions. If You
disagree with any part of these Terms and Conditions, then you may not access the Website.

You represent that you are over the age of 18. The Company does not permit those under 18 to use
the Website.

Your access to and use of the Website is also conditioned on Your acceptance of and compliance with
the Privacy Policy of the Company. Please read our Privacy Policy carefully before using our Website.

Please take time to view the following important information relating to the provision of our services.
These are shown in the bottom menu:

1. Our Privacy Policy; and
2. The Extract of our Anti-Money Launder and Counter-Terrorist Financing Policy

You are wholly responsible for the use of the Website by any person using your computer, and you
must ensure that any such person complies with these Terms.

The Website is currently intended for those who are eighteen (18) years of age and over. We cannot
guarantee that the Website or the information thereon complies with or is appropriate for use in other
jurisdictions.

To register with us, you must be eighteen (18) years of age and over. You must ensure that the details
provided by you in submitted forms or at any time are correct and complete.

You must inform us immediately of any changes to the information that you provided by submitting
the form with your personal details. You must not knowingly transmit any virus or other harmful
matter to the Website. You may not use any device, software, or routine to interfere or attempt to
interfere with the proper working of the Website, nor may you attempt to decipher, decompile,
disassemble, or reverse engineer any of the software comprising or in any way making up the Website
or any part of it. By breaching this provision, you would commit a criminal offence under the Computer
Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities, and we
will cooperate with those authorities by disclosing your identity to them. In the event of such a breach,
your right to use the Website will cease immediately.

You agree not to make any unauthorised use of material on this Website, the copyright and any other
intellectual property rights which are owned either by us, our partners or our licensors.

No part of this Website may be reproduced or stored on any other website or included in any public
or private retrieval system or service without our prior written authority to do so.

Whilst we have taken reasonable steps to ensure the accuracy, availability, correctness, and completeness of the information contained on the Website, information is provided on an “as is” and “as available” basis, and we do not give or make any warranty or representation of any kind, whether express or implied. The use of the Website and the materials contained in it are entirely at your own risk. We shall not be liable for any losses or damages, whether direct or indirect, consequential, or otherwise, that you may suffer as a result of your use of the Website, including but not limited to computer service or system failure, access delays or interruption, data non-delivery or misdelivery, computer viruses or other harmful components, breaches of security or unauthorised use of the system arising from “hacking” or otherwise or your reliance on the information contained on the Website.

We do not represent or warrant that the Website will be available and meet your requirements, that
access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of
transmitted information, that no viruses or other contaminating or destructive properties will be
transmitted or that no damage will occur to your computer system, that it is compatible with your
equipment or fit for any purpose. You have sole responsibility for adequate protection, and you must
take all appropriate steps to protect your software, hardware, and any other interests by using the
appropriate anti-virus and firewall precautions as well as any other available precaution and backup of
data and/or equipment and for undertaking reasonable and appropriate precautions to scan for
computer viruses or other destructive properties.

Eqwire makes every reasonable effort to include accurate and current information. However, we do
not warrant that the information accessible via this Website is accurate, complete, or current. We have
no liability whatsoever in respect of any use which you make of such information.

We accept no representation as to the security, quality, or propriety of websites to which there are
links on this Website. We accept no liability in any way for any loss suffered by you in relation to your
use of other websites. Such other websites are subject to separate terms, which should be read before
you use those websites.

The information, material, and content provided in the pages of the Website may be changed at any
time without notice. Changes may be made to the Terms at any time without notice by updating this
posting. Any revised term shall take effect as at the date when the change is made to the Website. You
agree to review the Terms regularly, and your continued access to or use of the Website will mean that
you agree to any changes.

The information contained in this Website is for informational purposes and is not an offer to sell, or
a solicitation of an offer to buy any service, financial product or instrument or an official confirmation
of any transaction in any jurisdiction. All offering of services will be subject to Ewire UK Limited policies
and procedures, including ongoing risk approvals and subject to change at any time. The Information
contained in this Website is not investment advice and does not constitute any offer or solicitation to subscribe or redeem. The purchase of the services involves risk. As an e-money institution the customes’ funds are not protected by the Financial Services Compensation Scheme (FSCS). Still, the customers’ funds are segregated into a separate safeguarding account and not mixed with the Company’s funds. Eqwire UK Limited and its affiliates are not liable for any kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect or consequential loss or damages, or any loss of income, profits, repute, data, contracts or losses and damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise)) in connection with this Website.

Nothing in these Terms is to be interpreted as an attempt to limit or exclude our liability for personal
injury or death resulting from our negligence. If you are a consumer, nothing we say affects your
statutory rights.

Messages sent over the Internet cannot be guaranteed to be completely secure as they are subject to
possible interception or loss or possible alteration. We are not responsible for any message lost, 4
intercepted, or altered by third parties and will not be liable to you or anyone else for any damages or
otherwise in connection with any message sent by you to us or any message sent by us to you over the
Internet.

When you email us your personal data, it is your responsibility to ensure the personal data you send
us is highly encrypted while transmitted to us via email to avoid interception of your personal data by
unauthorised third parties.

All copyright, trademarks and all other intellectual property rights on the Website and its content
(including without limitation the pages, screens, information, and material) included on the Website
and all software and source codes connected with the Website is owned by or licensed to Eqwire UK
Limited unless otherwise noted.

Our logos and all brands and products referred to or detailed on the Website are the trademarks of or
licensed to Eqwire UK Limited. No rights are granted in respect of any of the above trademarks. If you
are in doubt about whether an item is our trademark, please contact us for clarification.

You may imprint, copy, download or temporarily store extracts from our Website for your personal
information or when you use our products and services. You may not alter or otherwise, make any
changes to any material that you print or download from the Website, including, without limitation,
removing any identifying marks or legends from such material. Any other use is prohibited unless you
first request and obtain our written permission. In particular, no one may use a part of the Website on
any other website or link any other website to the Website without prior written permission of Eqwire
UK Limited.

You may not republish, retransmit, redistribute, or otherwise make such information or pages available
to any other party or available on any website, online service, or bulletin board of your own or of any
other party or make the same available in hard copy or on any other media without our express prior
written consent.

By using the Website, you agree to defend, indemnify, and hold harmless Eqwire UK Limited from and
against any and all losses, claims, damages, costs, and expenses (including all professional fees) that
the Company may become obliged to pay arising or resulting from your use of the Website, the
content, or your breach of these Terms. The Company reserves the right to assume or participate, at
your expense, in the investigation, settlement, and defence of any such action or claim.

The failure by us to enforce any of these Terms will not be deemed as a waiver of the right to enforce
such term or condition in the future.

If any provision of these Terms or their application in a particular circumstance is held to be invalid or
unenforceable to any extent, the remainder of these Terms, or the application of a such provision in
other circumstances, shall not be affected thereby, and each provision hereof shall be valid and
enforced to the fullest extent permitted by law.

We may terminate or suspend your access immediately, without prior notice or liability, for any reason
whatsoever, including without limitation if you breach these Terms and Conditions.

Upon termination, your right to use the Website will cease immediately.

If any dispute arises out of these Terms, the parties will attempt in good faith to negotiate a settlement
within 42 days of the day arising of the dispute and/or claim. If the parties fail to agree on terms of
settlement within those 42 days, starting on the day arising of the dispute, this may be referred to
litigation by either party.

These Terms constitute the entire agreement between you and Eqwire UK Limited with regard to your
use of the Website, and any and all other written or oral agreements or understandings previously
existing between you and the Company with respect to such use are hereby superseded and cancelled.

These Terms are governed by and interpreted in accordance with the laws of England and Wales and
whose Courts will have exclusive jurisdiction in respect of any dispute which may arise.

If you have any questions about these Terms or this Website, then please email us at
[email protected].

By continuing using the Website, you confirm your agreement with the above-mentioned statements
and documents.