Fees & Pricing
Clear fees and pricing for every way you move your money.
Fees are in GBP unless another currency is shown. Payment and FX charges are separate from monthly account fees.
Open account fee
Start with the account
Business risk tiers are assigned after an individual assessment; they are not selected by the applicant. The applicable fee is confirmed before activation.
Personal
For individuals
/ month
Free application and onboarding. Pay only for the payments and additional services you use.
Standard
Corporate
/ month
Free standard onboarding and account maintenance, subject to approval.
Medium risk
Corporate
/ month
For accounts requiring additional ongoing review. The tier is confirmed during onboarding.
High risk*
Corporate
/ month
Enhanced due diligence and ongoing monitoring. A separate split onboarding charge applies.
+ £1,700 onboarding*
Only for high-risk corporate account type
*High-risk onboarding, step by step
1
Compliance & onboarding review
£850
Payable before the approval decision. Non-refundable if the application is declined or withdrawn.
2
Activation charge
£850
Due only after approval, before the account is activated.
=
Total for an approved account
£1,700
Review plus activation, for an approved account.
Personal account type
Personal payment fees
Fixed amounts and percentage charges are shown together. A percentage applies to the transfer amount and is added to any fixed charge shown.
Corporate accounts type
Business payment fees
The same payment tariff is shown for standard, medium and high risk corporate accounts. Your monthly account fee depends on the assigned tier above.
Other services
Documents and other account charges
Request these services when you need them. Virtual IBAN availability follows the approved account and use case.
Corporate letters and records
Signed and stamped account confirmation
£100
Reference letter
£200
Information for your auditor,
on request
£100
Standard balance confirmation
£70
Corporate account closure
UK or EEA company
Free
Other company, where applicable
£120
Specialist offshore brokerage, where applicable
£270
Virtual IBAN availability follows the approved account and use case.
White label & embedded finance
Built around your product.
Priced around your model.
Tell us about your customer journey, expected accounts, currencies, payment volumes and integration needs. We will shape a bespoke proposal with the applicable regulated service provider, operating roles and commercial terms clearly defined.
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Our team will contact you to schedule the discussion.
Try to calculate your fee
FAQ
How the tariff works
When do I know my business tier?
What happens if a high-risk application is declined?
Are transfer fees charged as well as FX?
Are all rails and currencies available to everyone?
All services are subject to eligibility, due diligence, applicable terms and the confirmed tariff. Correspondent or third-party bank fees may apply to international payments. Electronic money is not a bank deposit and is not covered by the FSCS.
EQWIRE UK Limited is an FCA-authorised electronic money institution, FRN 901100. For some programme configurations a different regulated provider supplies the e-money or payment service and its terms and safeguarding information are disclosed during onboarding. See our eligibility policy.