Your platform
Invite customers, collect their requested details and show the account journey.
Platform partnerships
Payments where your customers already work.
Choose the experience
Two ways to build with EQWIRE
We define the customer journey and responsibilities with you before an integration goes live.
Embedded finance
Keep customers in your product while they access approved account and payment capabilities through an integrated journey.
Onboarding hand-off and status events
Dedicated account details or virtual IBANs where supported
Payment initiation, balances and reconciliation data
API and webhook integration shaped around your use case
White-label experience
Offer a branded interface with agreed customer journeys, roles and support arrangements, while the regulated provider remains clearly identified.
Brand-aligned customer interface
Agreed account and payment workflows
Role-based access and operational reporting
Clear terms, provider disclosures and support ownership
Embedded finance, explained
One joined-up journey. Clear account ownership.
Your platform can guide the experience and receive the events it needs. Each end customer is assessed and accepted for the relevant service before account details are activated.
Provider review
Identity and business checks, terms, eligibility and final account acceptance.
Account & payments
Approved customers receive the configured account details and payment access.
Illustrative per-customer mapping
Available configuration depends on provider, market and approval.Customer AOwn-name IBAN A
Customer BOwn-name IBAN B
Payment updates and reconciliation events flow back to your platform.
Dedicated or virtual IBAN arrangements are configured for the approved model. The account holder, legal owner of funds, permitted instructions and safeguarding provider are documented before launch; the diagram does not depict a pooled account controlled by the platform.
Built with accountability
Compliance is part of the design
Good product design makes the provider, customer and platform roles understandable from the start.
Defined operating roles
Payment authority, monitoring, data access, customer support and incident handling are mapped in the programme design and tested before launch.
Who provides the service?
EQWIRE UK Limited is an FCA-authorised electronic money institution (FRN 901100). The provider depends on the agreed configuration. In an Equals Money programme, the approved end customer contracts with the applicable Equals Money provider for its e-money and payment services, accepts its terms and receives its safeguarding disclosures. EQWIRE provides the branded platform experience and agreed customer support. The provider is identified before account activation.
FAQ
Plan the right model together
Do we need a financial-services licence?
Can each customer have a unique IBAN?
Which payments are available?
How is pricing set?
Bespoke solutions
Tell us what you want your customers to do.
Share your product journey, customer profile, markets and expected payment flows. We will discuss the suitable configuration, due diligence requirements and bespoke pricing.
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Availability is subject to the agreed service scope, customer acceptance and applicable terms. Electronic money is not a bank deposit and is not covered by the FSCS. Review the current Customer Acceptance & Eligibility Policy or email us about a bespoke programme.