EQWIRE
16:91 / 15EQWIRE
Multi-currency accounts for
global businesses
global businesses
Sales Reference Guide · Effective 07 April 2026
FCA RegulatedFRN 901100UK EMI
EQWIRE
Multi-currency accounts for
global businesses
global businesses
Sales Reference Guide · Effective 07 April 2026
FCA RegulatedFRN 901100UK EMI
Regulatory Status
FCA-Authorised Electronic
Money Institution
Money Institution
Licence
UK EMI
Regulator
FCA
FRN
901100
Company
12533411
Protection
Segregated
EMR 2011
FSCS
Not covered
Services & Products
Everything for Global Payments
⊕
Multi-Currency Accounts
IBANs in GBP, EUR & USD
9+ currencies. Web & mobile.
↗
Payments
FPS same-day. SEPA T+0/T+1
SWIFT international. Batch & API.
⇄
FX Conversion
0.5% spread. Rate confirmed.
No forced FX.
{ }
API & Developer
REST APIs. Webhooks.
Sandbox. docs.eqwire.com
Supported Currencies
9 Currencies Worldwide
| CCY | Region | Cut-off | Value | Send | Recv | Notes |
|---|---|---|---|---|---|---|
| GBP | United Kingdom | 14:30 | T+0 | ✓ | ✓ | Faster Payments |
| EUR | Europe | 15:00 | T+0/T+1 | ✓ | ✓ | SEPA |
| USD | United States | 14:30 | T+0 | ✓ | ✓ | SWIFT |
| AED | UAE | 14:30 | T+1 | ✓ | ✓ | — |
| MUR | Mauritius | 09:00 | T+1 | ✓ | ✓ | — |
| XCD | E. Caribbean | 09:15 | T+0 | ✓ | ✓ | * |
| ILS | Israel | 14:30 | T+1 | ✓ | ✓ | — |
| HKD | Hong Kong | 14:30 | T+1 | ✓ | ✓ | — |
| CNY | China | 15:00 | T+1 | ✓ | ✓ | — |
Business Clients
Designed for businesses who operate
across borders
across borders
Low/medium risk. High risk requires enhanced due diligence.
✓
E-commerce & online retail✓
Logistics & distribution✓
IT, software & SaaS✓
Legal & advisory✓
Marketing & agencies✓
Professional services✓
Import/export trading✓
Holding companies & treasury⚠
Regulated brokerage & financial services⚠
Other high-risk (case by case)Individual Clients
A professional-grade personal experience,
not a basic e-wallet
not a basic e-wallet
Not a retail bank. Professional use only.
✓
Remote employees✓
Freelancers & contractors✓
Directors & founders✓
Expats & cross-border pros✓
Other active individualsAccepted Jurisdictions
22 Jurisdictions Worldwide
✓
United Kingdom*✓
Canada✓
Switzerland✓
Australia✓
New Zealand✓
Israel✓
UAE✓
Mauritius✓
Mexico✓
Monaco✓
Andorra✓
Anguilla✓
Bermuda✓
BVI✓
Cayman Islands✓
Guernsey✓
Isle of Man†✓
Jersey✓
Seychelles✓
St Kitts & Nevis✓
St Lucia✓
St Vincent* Core market · † Subject to business proof
Important Limitations
Clear boundaries on how
the account can be used
the account can be used
To protect our licence and your funds.
✕
MSBs with cash✕
Unlicensed crypto✕
Offshore banking✕
Cash-intensive✕
Correspondent banking✕
Unregistered charities✕
Adult entertainment✕
Shell companies✕
Counterfeit goods✕
Cannabis✕
Unlicensed gambling✕
Other PSPsPricing
Transparent Pricing
Billing: GBP · FX: 0.5% · Eff. 07 Apr 2026
Onboarding Fee
£0
Natural Person
£200
Corp — Low
£200
Corp — Med
£1,700
Corp — High
Monthly Maintenance
£0/mo
Natural Person
£0/mo
Corp — Low
£100/mo
Corp — Med
£400/mo
Corp — High
Inbound Fees
Receiving Funds
Natural Person
| Type | GBP | EUR | USD | % |
|---|---|---|---|---|
| FPS (UK) | £0 | — | — | 0.00% |
| EQWIRE→EQ | £0 | — | — | 0.00% |
| Own accts | £0 | — | — | 0.00% |
| SEPA | £0 | €10 | — | 0.02% |
| SWIFT | £60 | €65 | $70 | 0.20% |
Corporate
| Type | GBP | EUR | USD | % |
|---|---|---|---|---|
| FPS (UK) | £0 | — | — | 0.00% |
| EQWIRE→EQ | £0 | — | — | 0.00% |
| Own accts | £0 | — | — | 0.00% |
| SEPA | £0 | €10 | — | 0.02% |
| SEPA (high) | £0 | €30 | — | 0.45% |
| SWIFT | £60 | €65 | $70 | 0.20% |
| Ext receipt | £70 | €75 | $80 | 1.00% |
Outbound Fees
Sending Funds
Natural Person
| Type | GBP | EUR | USD | % |
|---|---|---|---|---|
| EQWIRE→EQ | £0 | — | — | 0.00% |
| Own accts | £0 | — | — | 0.00% |
| Wire SHA | £30 | €35 | $40 | 0.02% |
| SEPA→EEA | — | €15 | — | 0.20% |
| FPS→UK | £10 | — | — | 0.02% |
Corporate
| Type | GBP | EUR | USD | % |
|---|---|---|---|---|
| EQWIRE→EQ | £0.50 | €1.00 | $1.50 | 0.00% |
| Own accts | £0 | — | — | 0.00% |
| Wire SHA | £30 | €35 | $40 | 0.02% |
| Wire (high) | £65 | €70 | $75 | 0.50% |
| SEPA→EEA | — | €15 | — | 0.20% |
| SEPA (high) | — | €20 | — | 0.40% |
| FPS→UK | £15 | — | — | 0.02% |
New Currency Fees
AED · ILS · HKD · CNY · MUR · XCD
| Type | AED | ILS | HKD | CNY | MUR | XCD | % |
|---|---|---|---|---|---|---|---|
| Fixed | 400 | 300 | 700 | 600 | 3900 | 300 | — |
| SWIFT In | 400 | 300 | 700 | 600 | 3900 | 300 | 0.20% |
| Internal | 0 | 0 | 0 | 0 | 0 | 0 | 0% |
| Wire Std | 400 | 300 | 700 | 600 | 3900 | 300 | 0.65% |
| Wire MUR | — | — | — | — | 3900 | — | 0.85% |
| Wire XCD | — | — | — | — | — | 300 | 4.10% |
0.50%
Major
0.65%
Tier 2
0.85%
Tier 3
4.10%
Tier 4
How to start?
Fast, structured onboarding —
without surprises
without surprises
Fully digital. No paperwork. Predictable rather than opaque.
01
Eligibility check
Business, jurisdiction and use confirmed
02
Document submission
Digital upload via portal
03
Compliance review
AML, sanctions, PEP checks
04
Account setup
IBANs, user roles, API credentials
Partner Programme
Earn Ongoing Commission
Who Can Partner
Accountants, lawyers, tax advisors, platforms
Commission
% of net fee income from referred clients
Duration
While client remains active
Tracking
Referral IDs, transparent reporting
EQWIRE
Power your payments with EQWIRE
[email protected]
eqwire.com · docs.eqwire.com
eqwire.com · docs.eqwire.com
Create Account →Check Eligibility
EQWIRE UK Ltd · FCA FRN 901100 · Co. 12533411 · Not covered by FSCS.