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🤝Referral Partner Programme
Earn 10% on every
client you refer
client you refer
On all transactions and FX conversions. Recurring monthly. No caps.
For as long as the client stays active.
For as long as the client stays active.
🛡FCA Authorised EMI
💱60+ Currencies
⚡FPS · SEPA · SWIFT
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🤝Referral Partner Programme
Earn 10% on every
client you refer
client you refer
On all transactions and FX conversions. Recurring monthly. No caps.
For as long as the client stays active.
For as long as the client stays active.
🛡FCA Authorised EMI
💱60+ Currencies
⚡FPS · SEPA · SWIFT
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WHAT IS EQWIRE
A regulated digital banking alternative
FCA-authorised Electronic Money Institution (FRN 901100) offering multi-currency accounts, international payments and FX for businesses and professionals who work across borders.
🏦
Multi-Currency
GBP, EUR & USD named IBAN accounts
⚡
3 Payment Rails
Faster Payments, SEPA & SWIFT
💱
60+ Currencies
Competitive FX at 0.5% spread
🔒
FCA Protected
Funds fully safeguarded
📦
Batch Payments
Payroll, suppliers, affiliates
🔗
API Access
REST, webhooks, sandbox
📱
Web & Mobile
Manage from anywhere
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THE OFFER
How you earn
10%
on cost of sale — all revenue streams
Includes all payment fees (FPS, SEPA, SWIFT), all FX spreads, batch fees, and account charges. Paid monthly. Recurring. No caps.
1
You refer a client
2
We onboard them
3
They transact &
convert
4
You earn 10%
monthly
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REVENUE STREAMS
Every fee = your commission
💸
Payment Fees
Every FPS, SEPA and SWIFT transfer — inbound and outbound.
FPSSEPASWIFTBatch
💱
FX Spreads (0.5%)
Every currency conversion. Active businesses convert frequently — often the biggest earner.
GBP↔EURGBP↔USD60+
📤
Batch Payouts
Payroll, supplier runs, affiliate payouts. Hundreds of transfers = multiplied commissions.
PayrollSuppliersAffiliates
🏦
Account & Service Fees
Maintenance, onboarding, additional IBANs, balance confirmations. All net fee income counts.
OnboardingMaintenanceAdd-ons
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CLIENT PRICING · EFFECTIVE 05/03/2026
Onboarding, Maintenance & FX
All billing in GBP. Available account currencies: GBP, EUR, USD.
ONBOARDING FEE (ONE-TIME)
Natural personFREE
Corporate — Low risk£200
Corporate — Medium risk£200
Corporate — High risk£1,700
MONTHLY MAINTENANCE
Natural personFREE
Corporate — Low riskFREE
Corporate — Medium risk£100/mo
Corporate — High risk£400/mo
0.5%
FX Spread
Applied to all currency conversions
ADDITIONAL SERVICES
Additional IBAN£100
API FeeFREE
Balance confirmation£70
CLOSURE FEES
Natural person£85 / €100 / $115
GB / EU Legal EntityFREE
Other Legal Entity£120 / €150 / $200
SL / Vanuatu broker£270 / €300 / $350
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CLIENT PRICING · INBOUND TRANSACTIONS
Inbound Transaction Fees
| Type | GBP | EUR | USD | % |
|---|---|---|---|---|
| PERSONAL | ||||
| FPS | 0 | — | — | 0% |
| Eqwire to Eqwire | 0 | 0 | 0 | 0% |
| Between own accounts | 0 | 0 | 0 | 0% |
| SEPA transfers | — | 10 | — | 0.02% |
| SWIFT transfers | 60 | 65 | 70 | 0.2% |
| CORPORATE | ||||
| FPS | 0 | — | — | 0% |
| Eqwire to Eqwire | 0 | 0 | 0 | 0% |
| Between own accounts | 0 | 0 | 0 | 0% |
| SEPA transfers | — | 10 | — | 0.02% |
| SEPA transfers (high risk) | — | 30 | — | 0.45% |
| SWIFT transfers | 60 | 65 | 70 | 0.2% |
| External receipt (other legal entity) | 70 | 75 | 80 | 1.00% |
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CLIENT PRICING · OUTBOUND TRANSACTIONS
Outbound Transaction Fees
| Type | GBP | EUR | USD | % |
|---|---|---|---|---|
| PERSONAL | ||||
| Eqwire to Eqwire | 0 | 0 | 0 | 0% |
| Between own accounts | 0 | 0 | 0 | 0% |
| Wire SHA (available currencies) | 30 | 35 | 40 | 0.02% |
| SEPA (EUR payments to EEA) | — | 15 | — | 0.20% |
| FPS (GBP payments to UK) | 10 | — | — | 0.02% |
| CORPORATE | ||||
| Eqwire to Eqwire | 0.50 | 1 | 1.50 | 0% |
| Between own accounts | 0 | 0 | 0 | 0% |
| Wire SHA (high risk) | 65 | 70 | 75 | 0.50% |
| SEPA (EUR to EEA) | — | 15 | — | 0.20% |
| SEPA (EUR to EEA, high risk) | — | 20 | — | 0.40% |
| FPS (GBP to UK) | 15 | — | — | 0.02% |
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WHO TO REFER
Ideal clients for EQWIRE
🛒
E-Commerce
Multi-currency collections, global supplier payments. High transaction volumes.
🚚
Logistics
Freight, distribution, import/export. Batch payouts to carriers and agents.
💻
IT & SaaS
Global subscriptions, remote team payments, API automation.
⚖️
Legal & Advisory
Client funds, cross-border disbursements, settlement distributions.
📣
Agencies
Retainers, media budgets, affiliate/influencer mass payouts.
👤
Professionals
Freelancers, remote workers, directors, expats earning across borders.
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SUPPORTED COUNTRIES
Where we onboard clients
EQWIRE accepts clients from the following jurisdictions, subject to standard KYC/KYB and compliance review.
GB
United Kingdom
CA
Canada
CH
Switzerland
AU
Australia
IL
Israel
MX
Mexico
NZ
New Zealand
MU
Mauritius
Also accepted:
British Virgin Islands · Andorra · Anguilla · Bermuda · Cayman Islands · Guernsey · Isle of Man* · Jersey · Monaco · St Kitts & Nevis · St Lucia · St Vincent & the Grenadines · Seychelles
* Subject to underlying business proof
🚫No services to prohibited or sanctioned jurisdictions.
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TRUST & COMPLIANCE
Refer with confidence
Your reputation matters. EQWIRE is fully regulated — a platform you can stand behind.
🛡
FCA
Authorised
Authorised
FRN 901100
📋
AML/CTF
Written policies, EWRA frameworks, annual training
🔍
Screening
Real-time AML & sanctions on every transaction
📊
Monitoring
KYT tools, fraud detection, full audit trails
🔒
Safeguarding
Client funds segregated from operations
✅ What you can tell clients
• FCA-authorised EMI, regulated in the UK
• Client funds fully safeguarded per FCA rules
• Institutional-grade compliance & monitoring
• Digital onboarding — no branch visits
• Multi-currency accounts with 0.5% FX
• Client funds fully safeguarded per FCA rules
• Institutional-grade compliance & monitoring
• Digital onboarding — no branch visits
• Multi-currency accounts with 0.5% FX
📊 Partner tracking
• Unique referral ID for every partner
• Monthly commission reporting
• Clear terms provided upfront
• No obligation — refer as many as you like
• Dedicated partner support
• Monthly commission reporting
• Clear terms provided upfront
• No obligation — refer as many as you like
• Dedicated partner support
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REFERRAL PARTNER PROGRAMME
Earn 10% on cost of sale for every client you
introduce.
introduce.
All transactions. All FX. Recurring monthly. No caps.
Try the platform yourself
Experience the onboarding and dashboard first-hand.
client.eqwire.com/sign-up
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