![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 19 18" xmlns="http://www.w3.org/2000/svg"><path d="M 7.516 2.561 L 1.061 9.016 L 0 7.955 L 6.455 1.5 L 0.766 1.5 L 0.766 0 L 9.016 0 L 9.016 8.25 L 7.516 8.25 Z" fill="rgb(0, 0, 0)" height="9.0156px" id="LIcbdboyB" transform="translate(4.987 4.5)" width="9.01562px"/></svg>)
A single account designed around how consultants actually work — across currencies, time zones and clients.
Invoice and collect in GBP, EUR, USD and other currencies from one account. Hold each currency separately — no forced conversion.
Local rails
Receive and send payments via FPS (UK) and SEPA (Europe) to reduce reliance on SWIFT and its associated correspondent fees.
FX conversion
Convert funds only when needed. Keep income in its original currency and avoid unnecessary FX back-and-forth on every transaction.
Access & Integration
Web and mobile access from day one. API options available as your operations scale — without rebuilding your setup.
From client invoicing to expenses — all handled in one system.
Invoice clients
Invoice clients in multiple countries and collect in GBP/EUR/USD directly.
Hold balances
Keep balances in the currency of income to avoid constant FX back-and-forth.
Pay expenses
Pay subcontractors, software tools and travel costs in their respective currencies — directly from the right balance.
Scale operations
For larger consultancies, use batch payments for contractor runs and staff reimbursements.
Designed for Professional Services and Consultants
Payments built for how consultants actually work
Traditional banks were designed for local businesses. EQWIRE is designed for professionals who operate across borders — with pricing and tools that reflect that.
FPS & SEPA payments
Send and receive via local payment rails, not just SWIFT
Transparent fee structure
Pricing you can check before sending — no surprises on receipt
Multi-currency IBAN
One account number across GBP, EUR, and USD
Power your payments
with EQWIRE
Create your account in minutes and experience smooth, secure global payments.
Frequently asked questions
Find quick answers about EQWIRE accounts, payments, and onboarding — all in one place.
What is Open Banking?
Open Banking is a secure framework that allows customers to share financial information and initiate payments directly from their payment accounts through authorised third-party providers (TPPs).
Through Open Banking, customers may:
securely connect eligible bank accounts and payment accounts held with participating banks or other regulated payment service providers (PSPs);
view account information from connected accounts through authorised Account Information Service (AIS) providers;
initiate payments directly from connected accounts through authorised Payment Initiation Service (PIS) providers;
fund their Eqwire account from a connected account;
initiate payments from their Eqwire account where Open Banking functionality is available.
Open Banking is designed to give customers greater control over their financial data and payment services while maintaining strong security and authentication standards.
Eqwire may utilise authorised third-party Open Banking providers to facilitate Account Information Services (AIS) and Payment Initiation Services (PIS). Any access to account information or initiation of payments will only occur with the customer's explicit consent.
Open Banking can be used with eligible accounts held at participating banks, electronic money institutions (EMIs), and other regulated payment service providers that support Open Banking connectivity.